Education Loan Scheme- Credit Line 2 for Minority Community

 Education Loan Scheme – Credit Line 2 for Minority Communities :

The “Education Loan Scheme – Credit Line 2 for Minority Communities” is an incredible initiative by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam. This scheme offers financial support to students from minority communities who wish to pursue higher education, both in India and abroad.

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Eligibility Criteria :

To avail the benefits of this scheme, you must meet the following conditions:
✅ Permanent Resident of Haryana
✅ Age between 16 and 32 years
✅ Belong to a Minority Community (Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains)
✅ Annual Family Income:

• ₹98,001 to ₹8,00,000 (Rural Area)
• ₹1,20,001 to ₹8,00,000 (Urban Area)
  ✅ Admission Requirement:
• Must have secured admission in a professional/technical course approved by agencies like AICTE, Medical Council, UGC, etc.
  ✅ Minimum Marks: Must have scored 50% or more in the qualifying exam
  ✅ Parivar Pehchan Patra (PPP ID)

Benefits :

This scheme provides affordable education loans for deserving students from minority communities:
1. Loan Amount (India): Up to ₹20,00,000 for professional degree courses in India 🇮🇳
2.Loan Amount (Abroad): Up to ₹30,00,000 for courses abroad
3.Interest Rates:

• 8% for males
• 5% for females (encouraging women education)

Application Process 📝

Applying for the Education Loan Scheme is quick and easy through the Antyodaya-SARAL Portal. Follow these steps:

Online Registration

1️⃣ Visit the Antyodaya-SARAL Portal:
Click here to apply
2️⃣ Register as a New User:

• Click “New User” under ‘Sign In Here’
• Fill in your details (Name, Email ID, Mobile Number, Password & State).
• Click ‘Submit’
  3️⃣ Verify Your Details:
• You’ll receive an OTP for mobile and email verification
  4️⃣ Log In to Apply:
• Log in using your registered email ID and password.
  5️⃣ Apply for the Scheme:
• Click ‘Apply for Services’, search for Education Loan Scheme, and start the application.
  6️⃣ Fill in the Application Form:
• Enter your Parivar Pehchan Patra (PPP ID) to fetch family data.
• Complete all details and upload required documents.
  7️⃣ Submit the Application:
• Click ‘Submit’ and you’re done!

Track Your Application :

You can track your application status anytime via the Antyodaya-SARAL Portal by entering your Application Reference ID.

Documents Required 📝

Here’s a list of documents to prepare for your application:
1️⃣ Identity Proof (Aadhaar Card or similar)
2️⃣ Age Proof (Aadhaar Card or other valid documents)
3️⃣ Resident Proof (Haryana Domicile Certificate/Ration Card)
4️⃣ Caste/Religion/Community Proof (Caste Certificate or other valid documents)
5️⃣ Parivar Pehchan Patra (PPP ID)
6️⃣ Copy of PAN Card
7️⃣ Passport-size Photograph
8️⃣ Bank Account Details
9️⃣ Admission Proof (College/University Admission Letter)
🔟 Previous Qualification Certificate
11️⃣ Fee Structure (For course admission)
12️⃣ Any other documents as required